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Loan programs

USDA loan

Also known as: rural development loan, USDA mortgage

A rural-development loan program with location and income requirements; not conventional PMI.

USDA loans (Rural Development) support eligible buyers in qualifying geographic areas, often with low or no down payment. They do not use conventional PMI and may include a guarantee fee structure instead. Property location and income limits apply.

See also

Conventional loanVA loanPMI (private mortgage insurance)
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Definitions are for general education. Loan products, insurance, and taxes vary by lender, location, and your situation. FinanceFlow calculators produce estimates only and are not a lender quote or professional advice.