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Loan programs

FHA loan

Also known as: Federal Housing Administration, FHA mortgage

A government-backed loan with its own mortgage insurance rules (not conventional PMI).

FHA loans are insured by the Federal Housing Administration and can help some buyers with lower down payments or different credit profiles. They use FHA mortgage insurance (including MIP concepts), not conventional PMI. Eligibility, fees, and property rules are set by the FHA and the lender-not by this calculator.

See also

Conventional loanPMI (private mortgage insurance)Down payment
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Definitions are for general education. Loan products, insurance, and taxes vary by lender, location, and your situation. FinanceFlow calculators produce estimates only and are not a lender quote or professional advice.